[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.axios.cz\/nekdy-je-treba-pujcka\/#Article","mainEntityOfPage":"https:\/\/www.axios.cz\/nekdy-je-treba-pujcka\/","headline":"N\u011bkdy je t\u0159eba p\u016fj\u010dka","name":"N\u011bkdy je t\u0159eba p\u016fj\u010dka","description":"K tomu, aby \u010dlov\u011bk vedl spokojen\u00fd \u017eivot, je t\u0159eba v prvn\u00ed \u0159ad\u011b uspokojit jeho element\u00e1rn\u00ed pot\u0159eby. Tedy materi\u00e1ln\u011b ho zabezpe\u010dit a postarat se, aby m\u011bl takov\u00e9 v\u011bci a p\u0159\u00edstup k takov\u00fdm slu\u017eb\u00e1m, je\u017e pot\u0159ebuje. Proto\u017ee jenom v takov\u00e9m p\u0159\u00edpad\u011b je mo\u017en\u00e9 \u017e\u00edt norm\u00e1ln\u00ed lidsk\u00fd \u017eivot. Ov\u0161em k tomu, aby byly podobn\u00e9 lidsk\u00e9 pot\u0159eby uspokojeny, jsou […]","datePublished":"2020-03-17","dateModified":"2023-05-05","author":{"@type":"Person","@id":"https:\/\/www.axios.cz\/author\/#Person","name":"axios.cz\n","url":"https:\/\/www.axios.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/1ea551d08e5aaea35ec0edab8371d7eaf798177f38aa8a77e65ff33bf2d8edc8?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/1ea551d08e5aaea35ec0edab8371d7eaf798177f38aa8a77e65ff33bf2d8edc8?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"axios.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.axios.cz\/wp-content\/uploads\/pen%C4%9B%C5%BEenka%20v%20kapse.jpg","url":"https:\/\/www.axios.cz\/wp-content\/uploads\/pen%C4%9B%C5%BEenka%20v%20kapse.jpg","height":0,"width":0},"url":"https:\/\/www.axios.cz\/nekdy-je-treba-pujcka\/","about":["Ekonomika"],"wordCount":440,"articleBody":"      K tomu, aby \u010dlov\u011bk vedl spokojen\u00fd \u017eivot, je t\u0159eba v prvn\u00ed \u0159ad\u011b uspokojit jeho element\u00e1rn\u00ed pot\u0159eby. Tedy materi\u00e1ln\u011b ho zabezpe\u010dit a postarat se, aby m\u011bl takov\u00e9 v\u011bci a p\u0159\u00edstup k takov\u00fdm slu\u017eb\u00e1m, je\u017e pot\u0159ebuje. Proto\u017ee jenom v takov\u00e9m p\u0159\u00edpad\u011b je mo\u017en\u00e9 \u017e\u00edt norm\u00e1ln\u00ed lidsk\u00fd \u017eivot.Ov\u0161em k tomu, aby byly podobn\u00e9 lidsk\u00e9 pot\u0159eby uspokojeny, jsou nezbytn\u011b zapot\u0159eb\u00ed pen\u00edze. Za ty si toti\u017e dne\u0161n\u00ed lid\u00e9 v\u0161e pot\u0159ebn\u00e9 po\u0159izuj\u00ed, bez nich nen\u00ed mo\u017enost sehnat to, co je t\u0159eba. A je realitou, \u017ee ne ka\u017ed\u00fd \u010dlov\u011bk m\u00e1 tolik pen\u011bz, kolik by jich pot\u0159eboval. A kdy\u017e je nem\u00e1, mus\u00ed si je z\u00e1konit\u011b n\u011bkde sehnat. N\u011bkdy si je doty\u010dn\u00fd dok\u00e1\u017ee zv\u00fd\u0161en\u00fdm pracovn\u00edm \u00fasil\u00edm vyd\u011blat, n\u011bkdy m\u016f\u017ee s\u00e1hnout na \u00faspory. A kdy\u017e ani jedno z toho nep\u0159ipad\u00e1 v \u00favahu? Pak je na po\u0159adu dne uva\u017eov\u00e1n\u00ed o p\u016fj\u010dce.Ov\u0161em ono se lehce \u0159ekne, \u017ee si \u010dlov\u011bk n\u011bkde p\u016fj\u010d\u00ed, ale daleko h\u016f\u0159e se to ud\u011bl\u00e1. Proto\u017ee k tomu, aby k p\u016fj\u010dce do\u0161lo, je t\u0159eba nejenom ten, kdo ji chce, ale i ten, kdo ji nab\u00edz\u00ed. A je smutnou pravdou, \u017ee t\u011bm z lid\u00ed, kte\u0159\u00ed maj\u00ed finan\u010dn\u00ed probl\u00e9my, finan\u010dn\u00ed instituce zrovna moc pom\u00e1hat netou\u017e\u00ed. Sp\u00ed\u0161e od nich d\u00e1vaj\u00ed ruce pry\u010d, proto\u017ee je tu p\u0159ece zv\u00fd\u0161en\u00e9 riziko, \u017ee ten, kdo je chud\u00fd, nebude schopen v\u0161e p\u016fj\u010den\u00e9 \u0159\u00e1dn\u011b vr\u00e1tit.Kdy\u017e tedy podobn\u00fd \u017eadatel v nesn\u00e1z\u00edch p\u0159ijde do banky, m\u00e1 sm\u016flu. Cht\u011bj\u00ed po n\u011bm dolo\u017eit vysok\u00e9 p\u0159\u00edjmy, cht\u011bj\u00ed po n\u011bm registry dlu\u017en\u00edk\u016f bez z\u00e1znam\u016f, a kdo v\u00ed, co v\u0161echno je\u0161t\u011b. A proto\u017ee tento nevyhov\u00ed, sbohem a \u0161\u00e1te\u010dek.Je\u0161t\u011b \u017ee jsou tu aspo\u0148 nebankovn\u00ed spole\u010dnosti. Takov\u00e1 nebankovn\u00ed americk\u00e1 hypot\u00e9ka Americk\u00e1 nebankovn\u00ed hypot\u00e9ka toti\u017e d\u00e1v\u00e1 i takto slo\u017eit\u00fdm \u017eadatel\u016fm \u0161anci na \u00fasp\u011bch. Zde p\u0159ece sta\u010d\u00ed jenom d\u00e1t do z\u00e1stavy nemovitost a m\u00edt na spl\u00e1cen\u00ed a \u010dlov\u011bk se do\u010dk\u00e1. Tolik pot\u0159ebnou finan\u010dn\u00ed pomoc dostane, a to dokonce za velmi p\u0159\u00edzniv\u00fdch podm\u00ednek.A kdo by tedy takovou nab\u00eddkou mohl opovrhnout? Ur\u010dit\u011b nikdo z t\u011bch, kdo pen\u00edze opravdu pot\u0159ebuj\u00ed. A jim\u017e nikdo jin\u00fd nepom\u016f\u017ee.                                                                                                                                                                                                                                                                                                                                                                                          4.9\/5 - (7 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"N\u011bkdy je t\u0159eba p\u016fj\u010dka","item":"https:\/\/www.axios.cz\/nekdy-je-treba-pujcka\/#breadcrumbitem"}]}]